Start with the business need
A New York retailer preparing seasonal inventory, a service company waiting on invoices and an operator purchasing equipment may need different financing structures. Share the purpose, requested amount, business history and timing so the options can be reviewed in context.
Compare the relevant funding structure
- Working capital and credit lines may address operating expenses and recurring cash-flow needs.
- Equipment financing relates to eligible assets and the terms of the equipment transaction.
- Invoice factoring and purchase order financing address different stages of eligible B2B sales.
- SBA-backed options may fit qualifying purposes when eligibility, documents and timing support the process.
How remote coordination works
PMF LA is based in Los Angeles. Discuss your needs by phone, then use the application path for the information requested. Ask which documents are needed and how to submit them before sending sensitive information. This page does not represent a PMF LA branch office in New York.
PMF's broader funding options include financing through PMF companies such as Aspire Lending, in-house syndicated deals using PMF capital, and brokered financing. The funding source and structure depend on the program and transaction. No particular funding source is promised for a New York application.
Before accepting an offer
Identify the financing provider and compare the amount received, full repayment, payment frequency, fees, guarantees, liens and conditions. Ask how delays or changes in revenue affect the obligations. Review the provider's disclosures and agreement for your transaction.
For additional city information, see New York City funding guidance. You can also compare the broader funding structures before applying.
Approval, amounts, pricing, fees and timing depend on the program, financing provider and application.