PMF LA
Compare capital for cash flow, inventory, equipment and expansion with the Century City team. PMF offers group lending, in-house syndicated deals and brokered financing; the funding source depends on the program. Explore the options and requirements below.
Every card shows amount, term, time to fund and the credit we look for — so you can rule things out before you talk to anyone.
Funding for payroll, inventory or a slow month. Repayment schedules vary by program and funder; review the payment amount, frequency and total cost before accepting an offer.
Payment structure depends on the program and your offer.
SBA-backed options may support eligible expansion, acquisitions, equipment and owner-occupied property. Structure, rates and timing depend on the program and lender.
Rates may be fixed or variable. Terms depend on use of funds.
Draw what you need, pay interest only on what you use, and draw again as you pay it down.
Only what you draw counts. The limit is there when you need it.
Compare financing for trucks, ovens, dental chairs or machinery. Collateral, pricing and approval depend on the equipment, provider and business profile.
Same payment every month. Illustrative payment schedule; actual costs and performance vary.
A fixed monthly payment over 1–5 years for a defined project — a build-out, a second location, a big order.
Same payment, every month. No surprises.
Factoring addresses eligible unpaid B2B invoices. Purchase order financing may cover supplier costs before fulfillment. Each has different requirements and fees.
Illustrative invoice advance. Provider and settlement terms vary.
Use our secure application to share your business details. A specialist reviews your request and discusses available funding programs.
Share your business details through our secure application partner. A specialist reviews your request and available programs.
Start secure applicationApproval, terms and timing depend on the funder and your business. Prefer to talk first? Call (213) 349-8151.
Share your funding needs and business details with our application partner.
Apply onlineYour specialist pulls offers across our lender network and shows the true cost side by side.
Same business dayReview the agreement and satisfy the provider's closing conditions. Timing depends on the program, documents and approval.
24 hours – 90 daysA bank, direct provider and finance broker can serve different needs. PMF LA helps you compare the available structure, payment schedule, fees and conditions before you decide.
Use these program guidelines as a starting point. Eligibility and documentation vary by financing provider, and meeting a guideline does not guarantee approval.
| Program | Amount | Term | Time to fund | Time in business | Monthly revenue | Credit |
|---|---|---|---|---|---|---|
| Working capital | $10K – $20M | 6 – 24 mo | Same day | 6+ mo | $15K+ | 500+ |
| Line of credit | $25K – $500K | Revolving | 24 – 48 hrs | 1+ yr | $20K+ | 600+ |
| Term loan | $50K – $1M | 1 – 5 yrs | 3 – 7 days | 1+ yr | $20K+ | 620+ |
| Equipment | Up to $1.5M | 2 – 7 yrs | 2 – 5 days | 1+ yr | $15K+ | 600+ |
| SBA 7(a) | $350K – $5M | 10 – 25 yrs | 45 – 90 days | 2+ yrs | Profitable | 680+ |
| Invoice factoring | Up to 90% advance | 30 – 90 days | 1 – 3 days | Any | B2B invoices | No minimum |
| HELOC | $25K – $750K | 10 – 20 yrs | 2 – 3 weeks | n/a | Verifiable income | 660+ |
Typical guidelines across our lender network, not hard cutoffs — strong revenue can offset credit and vice versa. PMF offers group lending, in-house syndicated deals and brokered financing. The funding source varies by program; approval, terms and timing are not guaranteed. Your specialist will show the full cost of any offer before you sign.
A Fashion District wholesaler, a Vernon food manufacturer and a Burbank post house don't need the same loan. Pick your industry to see what we usually structure.
Confirm whether the offer is a loan, a credit facility or another financing arrangement, and identify who provides the funds.
Understand funding and brokerage →Compare the amount received, total repayment, payment frequency, fees, collateral and any guarantees required.
Compare funding options →Match the funding purpose and expected cash flow to the offer's conditions. A faster option may not be the right long-term fit.
Explore retail business funding →Still have questions? Talk to a specialist →
An initial conversation is not a credit decision. Before authorizing a credit check, ask whether it is a soft or hard inquiry and when it is required. The process depends on the program and provider.
Most programs: 6+ months in business, $15K+ in monthly revenue and a 500+ FICO. SBA loans want two years and stronger credit. If you're under those, we'll say so up front.
Some programs may move quickly after approval and receipt of required documents; others require longer underwriting. Ask for the expected timeline and outstanding conditions for your specific offer. Funding time is not guaranteed.
PMF's broader funding options include financing through PMF companies such as Aspire Lending, in-house syndicated deals using PMF capital, and brokered financing. The funding source and structure depend on the program and transaction. Review the financing agreement to identify the provider, compensation, costs and obligations for your offer.
Yes, all 50 states and Canada. Los Angeles is home, and the team you talk to sits in Century City.
Start a secure application to request a review of your funding options. Approval and terms depend on your business and the funder.