PMF LA Lion

Business Funding and Strategic Solutions for Financial Growth

Premium Merchant Funding Los Angeles offers custom-tailored solutions to businesses across all 50 states and Canada.

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Start with the right path

A cleaner way to explore what PMF LA can help with.

Instead of guessing, tell us what your business actually needs right now. Then go deeper into the individual programs or services that make the most sense.

Funding Solutions
1 / 12
SBA · Long-term structure

SBA Loans

Structured business capital for owners who want a long-term option.

Amount
$350K – $5M
Term
10 – 25 yr
Rate from
Prime + 2.75%
Close in
45 – 90 days
Explore SBA options →
Working capital · Speed

Working Capital

Flexible capital for timing gaps, growth pushes, and operating pressure.

Amount
$10K – $2M
Term
6 – 24 mo
Repayment
% of sales
Funds in
Same day
Compare business capital →
Home equity · Flexible draw

HELOC

Unlock the value of your home with a flexible line of credit.

Amount
$25K – $500K
Draw period
10 years
Rate from
Prime + 0.5%
Close in
2 – 4 weeks
Explore HELOC →
Home equity · No payments

Home Equity Investment

Unlock cash with no monthly payments and no interest.

Amount
$30K – $500K
Monthly
$0 payment
Min credit
500+
Term
10 – 30 yr
Explore HEI →
Equipment · Asset-backed

Equipment Financing

Finance revenue-producing assets without stalling growth.

Amount
Up to 100% cost
Term
2 – 7 yr
Collateral
The asset
Close in
3 – 10 days
Explore equipment financing →
Real estate · Long-term

Commercial Real Estate

Property-backed growth for owners and investors thinking long-term.

Amount
$250K – $10M+
Term
5 – 30 yr
LTV
Up to 85%
Close in
30 – 60 days
Explore CRE financing →
Revolving · Always available

Business Line of Credit

Capital access that can stay available when timing changes.

Amount
$25K – $500K
Type
Revolving
Pay
What you use
Funds in
1 – 3 days
Explore line of credit →
Fixed · Predictable

Term Loans

Predictable fixed-rate financing to escape expensive short-term debt.

Amount
$10K – $5M
Term
1 – 10 yr
Rate
Fixed
Close in
5 – 21 days
Explore term loans →
Invoice factoring · Non-debt

Invoice Factoring

Turn unpaid invoices into immediate cash — no debt, no waiting.

Advance
80 – 95%
Term
Per invoice
Based on
Client credit
Funds in
Same day
Explore factoring →
Purchase orders · Supplier funding

P.O. Financing

Say yes to large orders — we fund your supplier costs.

Coverage
Up to 100%
Based on
Buyer credit
Structure
Per order
Funds in
3 – 7 days
Explore P.O. financing →

See every funding option in one place

11 programs across SBA, working capital, real estate, equipment, factoring, and more — matched to your business with one application.

Explore All Funding Solutions →
Business Solutions
1 / 7
SEO · Local to enterprise

SEO Services

Tiered SEO solutions to strengthen visibility, authority, and lead generation.

Starting at
$599/mo
Tiers
Local · National · Enterprise
Team
In-house
Commitment
Month-to-month
Explore SEO →
Payments · Lower rates

Credit Card Processing

Save money on every transaction with low-rate merchant services.

Rates from
0.29% + $0.05
Setup
Free
Hardware
Included
Chargeback
Support
Explore card processing →
Credit · Build strong profiles

Credit Servicing

Build strong credit — unlock better financing opportunities.

Use
Personal & business
Approach
Profile-building
Benefit
Better loan terms
Timeline
Ongoing
Explore credit servicing →
Bookkeeping · Clean books

Bookkeeping

Support for businesses that want better organization and clearer financials.

Cadence
Monthly / quarterly
Software
QuickBooks · Xero
Reports
P&L · balance sheet
Team
Dedicated
Explore bookkeeping →
Payroll · HR compliance

HR & Payroll

Payroll and HR support for businesses that need smoother internal operations.

Scope
Payroll · tax · compliance
Cadence
Weekly / bi-weekly
Setup
Guided
States
Multi-state ready
Explore HR & payroll →
Advisory · Strategy support

Advisory & Consulting

Advisory support for business owners who want clearer strategy and better next steps.

Format
Ongoing sessions
Topics
Growth · ops · finance
Approach
Tailored
Outcome
Clearer decisions
Explore advisory →

See every operational service we offer

SEO, web, payments, bookkeeping, payroll, credit, and advisory — the full stack to run a growing business.

Explore All Business Solutions →

Turn financial complexity into clarity and caution into confidence

PMF LA works to make complex financial decisions feel more manageable. With practical guidance, responsive communication, and solutions tailored to the needs of each business, we help clients move from uncertainty to a clearer path forward.

Tailored Funding

A more focused conversation around what your business needs now, what may fit, and what the next step should look like.

Expert Guidance

Responsive guidance from a team that understands timing, documentation, and how to narrow the options without unnecessary back-and-forth.

Rapid Execution

Faster movement when timing matters, whether the goal is growth capital, operational support, or a better path forward.

Ready to move the conversation forward?

PMF LA helps business owners move from uncertainty to a clearer plan, whether the need is funding, operational support, or both.

See Your Options

What Our Clients Say

Real businesses, real results. See how PMF LA has helped companies across the country grow and thrive.

Furniture Store Interior
Flexible Growth Funding

My loan specialist answered all of my questions and helped me figured out the best options for my needs and budget. Premium Merchant Funding offered flexibility to help us get the money we needed to grow our privately-owned furniture store in Queens.

I recommend dealing with these guys!

Karen C.

Furniture Store Owner, Queens NY

Retail Store
4-Month ROI

We have a retail store and we're acquiring extra space in the store and also needed to buy more shelves so we can store more things in the store as well.

The loan helped us get an immediate return within 4 months as we got more in sales and a few self-checkout registers so there is minimal wait time for the customers.

Jack L.

Retail Store Owner

Online Business Technology
Tech Upgrade in 3 Weeks

I was looking for a loan to upgrade our servers and office equipment. We also purchased some new computers and printers to expand our company.

Within 3 weeks we were able to increase our workload with additional staff and faster computers; we've gotten this far thanks to PMF!

Mike G.

Online Store Owner

Restaurant Interior
Second Location Funded

Proud owner of a restaurant in California and was seeking capital to open a second location. My specialist at Premium Merchant Funding got me the exact dollar amount I needed to open, including renovation and equipment costs.

Harry R.

Restaurant Owner, California

Small Business Team
Business + Personal Credit Built

I worked with Premium Merchant Funding to set up my payroll and payment processing for my small business. The whole process was seamless and saved me a lot of time so that I now can focus on my other business needs.

PMF not only helped me establish my business credit, but my personal credit as well. I highly recommend their services.

Brielle S.

Small Business Owner

Insurance Office
Loan Paid Itself Off

Premium Merchant Funding helped us get the funding we needed to get some upgrades done. With low rates we were able to borrow and pay back overtime and noticed how we got more customers as a result.

Loan paid for itself in 1-2 years!

Marjorie K.

Insurance Company Owner

Construction Site
3x Bigger Projects

We needed new trucks and equipment to take on bigger commercial projects. PMF LA got us approved for equipment financing when our bank said no.

Now we're bidding on jobs 3x the size we used to handle. Best decision we made for our construction company.

David M.

Construction Company Owner, Orange County CA

Real Estate Property
First Rental Property

Used my home equity through a HELOC to purchase my first rental property. The process was faster than a traditional mortgage and I kept my low primary mortgage rate.

Already looking at property number two. PMF LA made real estate investing accessible for me.

Robert T.

Real Estate Investor, Los Angeles CA

Learn more about PMF LA

Explore PMF LA with more clarity.

PMF LA gives business owners a clearer way to understand who we are, how the process works, what kinds of options may fit, and what they can expect before deciding on the next step.

Learn more

About PMF LA

Meet the Los Angeles branch, learn how we operate, and see what clients can expect when they reach out.

How It Works

Get a simple overview of the process, the information we usually need, and how we help narrow the options.

Why PMF LA

A clearer explanation of how PMF LA works, why clients choose us, and what makes the experience different.

Industries We Serve

Explore the industries we work with most often and the types of funding conversations that commonly come up.

AI Search Brief

A concise entity summary for search engines and AI answer systems to understand PMF LA accurately.

Markets we support

Serving clients across major U.S. and Canada markets.

PMF LA supports business owners in Los Angeles, across major U.S. metros, and in key Canada markets with local branch perspective and broader platform access.

Browse locations
Los Angeles Orange County San Diego Inland Empire San Francisco Las Vegas Phoenix Dallas Houston Miami