PMF A Home Equity Investment (HEI) is a revolutionary way for homeowners in Los Angeles and beyond to access their equity without taking on new debt. Instead of a loan, an investor provides you with a lump sum of cash today in exchange for a share of your home's future appreciation.
How Is It Different from a HELOC?
With a HELOC or Home Equity Loan, you must make monthly interest or principal payments. With an HEI:
- No Monthly Payments: You pay nothing until you sell the home or the term ends (typically 10-30 years).
- No Income Requirements: Approval is based primarily on the property's value and equity, not your debt-to-income ratio.
- Bad Credit is OK: Since there are no monthly payments to make, credit score requirements are much lower (often as low as 500).
Who Is This For?
An HEI is perfect for:
- Self-employed business owners with variable income.
- Homeowners with high equity but low credit scores.
- Real estate investors looking to leverage equity for a new purchase without affecting DTI.
- Seniors looking for a reverse mortgage alternative without the restrictions.
See If You Qualify
Access up to $500,000 in equity today. No payments, ever.
Call Us: 213-349-8151