PMF Own Your Business Location
Stop paying rent and start building equity. Commercial mortgages provide long-term financing (up to 25 years) to purchase or refinance commercial real estate for your business.
Property Types We Finance
- Office Buildings: Single or multi-tenant offices
- Retail Spaces: Storefronts, shopping centers, standalone retail
- Industrial Properties: Warehouses, manufacturing facilities, distribution centers
- Mixed-Use: Commercial + residential combinations
- Special Purpose: Restaurants, medical offices, auto repair shops
- Multi-Family (5+ units): Apartment buildings for investment
Build Equity
Stop paying rent. Build wealth through property ownership.
Lower Rates
Competitive rates with long amortization periods (up to 25 years).
Tax Benefits
Mortgage interest and depreciation are typically tax-deductible.
Stable Costs
Fixed payments vs. rising rent costs year after year.
Loan Terms
- Loan Amount: $500K - $10M+
- Down Payment: 20-30% typically required
- Interest Rates: 6-10% (current market, subject to change)
- Amortization: 15-25 years
- Loan-to-Value (LTV): Up to 80%
- Debt Service Coverage Ratio (DSCR): Minimum 1.25x
Requirements
- Credit score: 680+ preferred
- Time in business: 2+ years
- Property appraisal required
- Financials: tax returns, bank statements, rent roll (if applicable)
- Environmental report (Phase 1)
- Personal guarantee from owners (20%+ equity)
Finance Your Commercial Property
Stop renting. Build equity in real estate that supports your business.
Or call: 213-349-8151