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How much can you borrow against your home?

Most lenders allow a combined loan-to-value of 80–90%. Drag the sliders — the numbers update as you go.

Home value $750,000 Mortgage balance $400,000 Max combined LTV 85%

Illustrative only. Primary, second homes and investment properties all qualify; your line depends on credit, income and the lender's LTV cap.

Estimated line available

$237,500

Your equity$350,000

Max combined LTV85%

How a HELOC works, who it fits, and what we look for.

Rates, limits and protections for California homeowners.

Cash for a share of appreciation — no monthly payments.

Your next move, funded.

Start a secure application to request a review of your funding options. Approval and terms depend on your business and the funder.