PMF Beverly Hills and Century City businesses can get working capital in as little as 24 hours, medical and aesthetic equipment financing in about a week, and SBA loans in 45 to 90 days. PMF LA is the broker at Santa Monica Boulevard and Avenue of the Stars, placing $10K to $20M for companies with 6+ months open and 500+ credit.
Who qualifies for business funding in Beverly Hills and Century City
These are the floors across our panel. Meeting them means most of our funders will look at the file. It is not an approval.
Business funding in Beverly Hills and Century City: what owners here borrow for
This is the one part of Los Angeles where we can say “come by the office” and mean a five-minute drive. It is also one of the densest concentrations of professional, medical and luxury businesses in the country, and they borrow for specific reasons.
- Medical, dental and aesthetic practices. Beverly Hills is a global center for plastic surgery, dermatology, cosmetic dentistry, fertility and concierge medicine, with practices clustered along Wilshire, Camden, Bedford, Roxbury and North Robertson and around Cedars-Sinai just over the line in West Hollywood. They borrow for lasers and imaging, surgical suite build-outs, associate buy-ins and full practice acquisitions, and for staffing while insurance and financing partners pay. Equipment financing and SBA 7(a) are the main tools; working capital covers the gaps.
- Law, accounting and professional firms. Century City’s towers along Avenue of the Stars and Century Park East hold one of the largest law-firm clusters in the western United States, plus accounting, business management, wealth and consulting firms. Smaller firms bill monthly or on completion and carry payroll and rent in between. A line of credit is the standard tool; partner buy-ins and office build-outs go to term loans or SBA.
- Rodeo Drive, Beverly Drive and the Golden Triangle. Beyond the global flagships on Rodeo sit hundreds of independent boutiques, jewelers, galleries, salons and restaurants on Beverly, Canon, Brighton and Little Santa Monica. They carry very high rents and swing with tourism, awards season and the holidays. Inventory ahead of the season, remodels and a cushion for the slow late-winter weeks.
- Luxury and personal services. Private chefs and caterers, event producers, security firms, interior designers, fitness and wellness studios, dog groomers and estate management companies serve the neighborhoods from Bel Air to Cheviot Hills. Payment terms are generous to clients and hard on the business. Working capital and small lines.
- Entertainment industry vendors. The talent agencies, management companies and production shingles based in Century City and Beverly Hills support a layer of vendors: publicists, business managers, post and creative studios, staffing and travel companies. Payment follows the production calendar. Lines of credit and short-term working capital.
- Westwood, West Hollywood and Pico-Robertson. Westwood Village restaurants and services live on the UCLA calendar and the medical center. West Hollywood adds Sunset Strip nightlife, the Melrose design district and Santa Monica Boulevard restaurants. Pico-Robertson holds a dense strip of kosher restaurants, markets, bakeries and family-owned shops with their own holiday calendar. Working capital, equipment and consolidation.
Auto dealers and service centers along Wilshire and Olympic, and the constant remodel market for contractors and designers, round out the files we see most from our own neighborhood.
Which program fits a Beverly Hills or Century City business
| Your situation | Program that usually fits | Typical amounts | Typical speed |
|---|---|---|---|
| Medical, dental or aesthetic equipment; suite build-out | Equipment financing | $25K – $2M | 2 – 7 days |
| Practice acquisition, associate buy-in, buying your office; 680+ credit | SBA 7(a) or 504 | $150K – $5M+ | 45 – 90 days |
| Law or professional firm; payroll between client payments | Business line of credit | $25K – $500K | 24 – 48 hours |
| Boutique, restaurant or salon; inventory, remodel or slow weeks | Working capital | $10K – $500K | Same day – 3 days |
| Large expansion or acquisition; strong financials | Term loan | $250K – $20M | 3 – 10 days |
| Under 600 credit or funds needed in 24 hours | Revenue-based financing | $10K – $2M | 24 – 48 hours |
Ranges are typical across our panel, not offers. If you qualify for the lower-cost program, we place you there.
How it works from Beverly Hills and Century City: the office is here
Our office is at 10100 Santa Monica Blvd, Suite 100, Los Angeles, CA 90067, at Santa Monica Boulevard and Avenue of the Stars, directly across from Westfield Century City. From Rodeo Drive it is about five minutes; from Westwood Village or West Hollywood about ten. Validated parking is in the building garage. Walk-in and same-day meetings are possible by appointment; call (213) 349-8151.
Even here, most clients handle everything by phone, email and electronic signature, because the process does not require a signature in person. The steps are the same either way.
- Three questions at /apply: amount, time in business, monthly revenue. No documents, no credit pull.
- A specialist calls the same business day, or meets you at the office. We ask what the money is for, when you need it and how your clients or payers pay you.
- Send statements. Three to four months of business bank statements as PDFs, ID and a voided check. Tax returns and a personal financial statement for SBA and larger files; a quote for equipment.
- Compare offers. Side by side with total cost, term and payment. Every California offer arrives with the state’s required commercial-financing disclosure showing total cost and payment terms before you sign.
- Sign and fund. Same day to 3 days for working capital; 2 to 7 days for equipment; 45 to 90 days for SBA.
Practice owners and firm partners often prefer to bring a bookkeeper, office manager or CPA to the meeting. That is welcome and usually speeds things up.
Who qualifies here, and what changes for larger files
The floors are the same as everywhere on our panel: 6+ months in business, $15K or more a month in deposits, a 500+ credit score, and a business checking account with three months of statements. Meeting them means most of our funders will look at the file. It is not an approval.
Files from Beverly Hills and Century City tend to be larger and cleaner than average, and that changes the conversation. Above roughly $250K, funders want a recent business tax return and a call with the owner. Above $1M, expect two years of returns, a debt schedule and a personal financial statement, and a two-to-five-day timeline. SBA and real estate files need 680+ credit and two years of history.
What does not disqualify you: a bank decline, a loss year during a build-out, a recent practice purchase that thinned your balance sheet, or an existing equipment loan. What does: an open bankruptcy, fewer than 6 months of statements, or a stack of daily-payment advances beyond what deposits can carry. If that is your situation, our 500 to 600 credit programs page explains what improves a file in 60 days.
Public programs in Beverly Hills and West LA to check first
Few businesses here qualify for need-based programs, but a few options are worth checking before any commercial funding.
- City of Beverly Hills Economic Development. Business support and periodic small-business programs; the Beverly Hills Chamber of Commerce is the fastest way to hear about them.
- City of Los Angeles EWDD BusinessSource Centers. Century City, Westwood, Cheviot Hills, Pico-Robertson and Bel Air are inside LA City limits and covered by the city’s free coaching and microloan access.
- City of West Hollywood Economic Development. Business assistance for the Sunset Strip, Santa Monica Boulevard and design district corridors.
- CDC Small Business Finance for SBA 504 loans on owner-occupied medical or office condos, which are common purchases in this area.
- LA Regional SBDC Network for free loan packaging before a bank or SBA application.
If a bank relationship or an SBA lender will serve you better, we say so on the first call. The full list of LA programs is on our Los Angeles business funding hub.
How Beverly Hills and Century City deals get structured
Associate surgeon buying a Roxbury Drive practice needed the purchase financed and cash for the transition. We packaged the 7(a) with a preferred lender and arranged a short bridge for equipment deposits that the SBA loan paid off at closing. Two funders, one file, one advisor, two meetings at our office.
Six-attorney firm on Century Park East billing monthly with slow-paying corporate clients. Approved in two days on six months of statements and a tax return. Partners draw before payroll during collection gaps and repay when receivables clear.
Independent jeweler needed inventory ahead of awards season and the holidays after a slow late summer. Nine-month term with weekly payments, funded in two business days on statements and the lease. Paid off early in January from holiday sales.
Examples are illustrative of how PMF LA structures placements; amounts, terms and approval depend on the funder and your file. Not an offer of credit.
Frequently asked questions
Can I walk into your Century City office?
Yes, by appointment. We are at 10100 Santa Monica Blvd, Suite 100, at Avenue of the Stars, across from Westfield Century City, with validated parking in the building garage. Call (213) 349-8151 and we can usually meet the same or next business day. Most clients still handle everything by phone and e-sign.
Do Beverly Hills medical practices qualify for equipment financing?
Yes, and they are among the most common files we place. Lasers, imaging, surgical suites, dental chairs and CAD/CAM systems typically finance over three to seven years on the vendor quote, statements and a tax return for larger amounts. New practices with a strong owner resume can often qualify with less history than other industries.
Is PMF LA a lender?
No. PMF LA is a commercial finance broker. We arrange funding through 20+ funding partners, show you every offer side by side, and are paid by the funder. Any fee to you is disclosed in writing before you sign.
Can a Century City law firm get a line of credit without collateral?
Usually, yes. Unsecured lines from $25K to about $250K approve on 6+ months of statements and a 600+ score from the signing partner, often within 48 hours. Larger limits or the lowest cost usually mean a bank or SBA-backed line, which we can package if you have the time and the financials.
Do you serve Westwood, West Hollywood, Bel Air, Cheviot Hills and Pico-Robertson?
Yes. All of them are within a few miles of our office and are regular territory. We also serve the rest of LA County, Orange County and the Inland Empire, and our funders place in all 50 states.
How fast can a Beverly Hills business get funded?
Same day is realistic for working capital under about $250K when statements arrive by late morning and you sign before the funder’s afternoon cutoff. Most files fund in 1 to 3 business days; equipment in 2 to 7 days; SBA in 45 to 90 days. Larger placements over $1M take 2 to 5 days.
Will checking my options affect my credit?
No. The three-question check and the first call are soft inquiries. A hard pull happens only after you choose an offer and give written permission, and only from that funder.
The broker down the street from you
Three questions, no documents, no credit pull. A specialist at 10100 Santa Monica Blvd calls you back the same business day, or meets you at the office.
Check my options