PMF Financial programs
What clients can expect
- Clearer guidance around fit, timing, and next steps
- Support across business, real-estate, and owner-access programs
- A better path to the individual program pages that matter most
Business growth and working-capital programs
These programs are often the first stop for clients who need flexibility, liquidity, or room to move faster on day-to-day business decisions.
Capital strategy
Business Capital
Compare SBA loans, working capital, lines of credit, term loans, equipment financing, and receivables-based funding by use of funds and timing.
Fast-moving needs
Working Capital
For operating expenses, inventory, payroll timing, seasonal pressure, or short-term growth needs.
Flexible access
Business Line of Credit
For clients who want revolving access to capital instead of one lump-sum disbursement.
Nonprofit organizations
Nonprofit Funding
Funding guidance for eligible nonprofits comparing working capital, receivables support, equipment financing, and other operating-capital options.
Structured repayment
Term Loans
For business owners looking for a more defined repayment structure around expansion, consolidation, or larger purchases.
Longer-term and asset-backed financing
These programs fit clients who are thinking beyond immediate cash flow and want to support larger investments in the business or property.
Established business financing
SBA Loans
Often a strong fit for established businesses seeking longer terms and more structured growth capital. Compare SBA Express, SBA 7(a), and SBA 504 paths.
Property financing
Commercial Real Estate
Support for acquisitions, refinances, and real-estate projects tied to business growth. Commercial mortgage guidance is available from the Commercial Real Estate page when the property structure calls for it.
Equipment purchases
Equipment Financing
For vehicles, machinery, technology, and other equipment tied to operations or expansion.
Cash-flow and receivables programs
Some businesses need support around receivables, fulfillment, or timing gaps created by outstanding invoices and large purchase orders.
Invoice-driven cash flow
Factoring
For businesses that want to turn eligible invoices into working cash more quickly.
Order fulfillment support
Purchase Order Financing
For companies fulfilling larger orders without tying up all available capital.
Home-equity-based options
For some clients, the most practical way to access capital is through property equity rather than a traditional business product.
Revolving property equity
HELOC
Access home equity with flexibility, including state-specific HELOC pages and an updated calculator.
Alternative equity access
Home Equity Investment
For clients exploring ways to access equity without taking on a traditional monthly payment structure.
Need help deciding where to start?
PMF LA can help you narrow the options, avoid the wrong path, and move toward the program page that best fits your situation.