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Financial programs

Explore the funding programs PMF LA helps clients navigate.

This page gives business owners a cleaner way to understand the main categories of financing PMF LA supports. Start with the category that best matches the need, then drill into the individual program pages for more detail.

What clients can expect

  • Clearer guidance around fit, timing, and next steps
  • Support across business, real-estate, and owner-access programs
  • A better path to the individual program pages that matter most

Business growth and working-capital programs

These programs are often the first stop for clients who need flexibility, liquidity, or room to move faster on day-to-day business decisions.

Fast-moving needs

Working Capital

For operating expenses, inventory, payroll timing, seasonal pressure, or short-term growth needs.

Flexible access

Business Line of Credit

For clients who want revolving access to capital instead of one lump-sum disbursement.

Structured repayment

Term Loans

For business owners looking for a more defined repayment structure around expansion, consolidation, or larger purchases.

Longer-term and asset-backed financing

These programs fit clients who are thinking beyond immediate cash flow and want to support larger investments in the business or property.

Established business financing

SBA Loans

Often a strong fit for established businesses seeking longer terms and more structured growth capital.

Property financing

Commercial Real Estate

Support for acquisitions, refinances, and real-estate projects tied to business growth.

Long-term property debt

Commercial Mortgages

For clients evaluating more permanent property financing and structured repayment over time.

Equipment purchases

Equipment Financing

For vehicles, machinery, technology, and other equipment tied to operations or expansion.

Cash-flow and receivables programs

Some businesses need support around receivables, fulfillment, or timing gaps created by outstanding invoices and large purchase orders.

Invoice-driven cash flow

Factoring

For businesses that want to turn eligible invoices into working cash more quickly.

Order fulfillment support

Purchase Order Financing

For companies fulfilling larger orders without tying up all available capital.

Home-equity-based options

For some clients, the most practical way to access capital is through property equity rather than a traditional business product.

Revolving property equity

HELOC

Access home equity with flexibility, including state-specific HELOC pages and an updated calculator.

Alternative equity access

Home Equity Investment

For clients exploring ways to access equity without taking on a traditional monthly payment structure.

Need help deciding where to start?

PMF LA can help you narrow the options, avoid the wrong path, and move toward the program page that best fits your situation.

Talk to PMF LA