We work with almost every industry, including construction, healthcare, retail, restaurants, transportation, and professional services. If you have a business in Los Angeles or anywhere in the US and Canada, we can likely help.
Typically, SBA lenders look for a personal credit score of 680 or higher. However, we look at the whole picture. If your business has strong cash flow and collateral, exceptions can sometimes be made.
It depends on the product. Working capital loans and merchant cash advances can be funded in 24-48 hours. Lines of credit usually take 3-5 days. SBA and commercial real estate loans typically take 30-60 days due to government or bank processing times.
Not always. We offer unsecured options like lines of credit and revenue-based financing that do not require specific collateral. However, secured loans (like equipment financing or commercial real estate) use the asset itself as collateral, often resulting in lower rates.
Yes! We offer full-service digital marketing including SEO audits, Google ranking optimization, social media management, and paid advertising to help grow your business online.
Most of our programs require at least 6 months to 1 year in business. However, if you have strong personal credit and a solid business plan, we may have startup options available, particularly through SBA microloans or equipment financing.
For most fast funding options, we only need a simple application and your last 3-6 months of business bank statements. For larger loans like SBA, you will need tax returns, P&L statements, and a balance sheet.
A HELOC is a loan with monthly interest payments. An HEI (Home Equity Investment) gives you cash in exchange for a share of your home's future value, with NO monthly payments. You repay the HEI when you sell the home or after a set term (usually 10-30 years).