SBA Loans in Los Angeles

At PMF LA, we specialize in helping businesses across the US and Canada (headquartered in Los Angeles) secure SBA Loans (Small Business Administration loans). These are widely considered the "gold standard" of business financing due to the low interest rates, long repayment terms, and flexibility.

Why Choose an SBA Loan?

Whether you are looking to acquire a competitor, buy commercial real estate in California or anywhere in the US/Canada, or simply need working capital to expand, SBA loans offer some of the best terms available:

• Loan Amounts up to $5 Million – substantial capital for major growth.
• Long Repayment Terms – up to 10 years for working capital and 25 years for real estate.
• Low Interest Rates – capped by the SBA to ensure affordability.
• No Balloon Payments – fully amortizing loans mean no surprises.

Types of SBA Loans We Offer

SBA 7(a) Loan

The most popular SBA program. Great for working capital, equipment, inventory, and business acquisitions. It’s a versatile tool for general business growth in the competitive market.

SBA 504 Loan

Designed specifically for major fixed assets, such as purchasing commercial real estate or heavy equipment. This program offers long-term, fixed-rate financing to stabilize your occupancy costs.

Requirements

While SBA loans are highly desirable, they do have stricter requirements than other financing options:

• Good personal credit (typically 680+)
• Business in operation for at least 2 years
• Profitable tax returns
• No recent bankruptcies or tax liens